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Personal Finance: Housing

How to protect yourself and remain competitive in hot, subject-free offers only, real estate markets

Doing your due diligence before submitting an offer on a house might seem like a lot of work. But it’s key to making your offer competitive, and it can help you remove subject clauses without major stress.

July 5, 2022
6 mins Read

Fundamentals: Economics

What is fiat currency?

What is money? What is fiat money? How the demise of the Bretton Woods System propelled fiat currencies to greater popularity and use in developed world countries.

June 28, 2022
3 mins Read

Investing: Behavioral

Who invests in Bitcoin?

Who owns crypto? Five per cent of Canadians owned Bitcoin or other cryptocurrencies between 2016 and 2020. But getting to the root of who makes up that five per cent is something that the Bank of Canada is extremely interested in. Find out which Canadians are more likely to own Bitcoin and why, as we take a look at the BoC’s cryptocurrency awareness report.

June 23, 2022
4 mins Read

Videos

Can Captain America get a Bank Loan?

At some point, just about everyone will find themselves who need a more money or funds than they have on hand, especially for big ticket expenses, like a new vehicle,…

June 16, 2022
2 mins Read

Personal Finance: Housing

Incentives for first-time home buyers

The government of Canada offers a shared-equity incentive that makes buying your first home more affordable. The First Time Home Buyer Incentive allows you to borrow 5 or 10% of the purchase price of your home to put towards a down payment.