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Fundamentals: Economics

What is a Credit Union – History, Uses and How is it Different From a Bank?

Credit unions offer a wide range of financial services. But they have a long history of social engagement, reflected in an ownership structure that’s very different from big banks. A…

November 29, 2016
3 mins Read

Financial Careers: Qualifications

Examining CFA® Pass Rates

The proposition of a CFA designation vs. an MBA may seem like a no-brainer, especially given the cost-benefit analysis. However, the CFA is much more difficult to achieve with proven…

November 28, 2016
2 mins Read

Fundamentals: Economics

Negative interest rates are meant to stimulate the economy – but they’re a last resort

Central banks will move to negative interest rates when they’ve exhausted other tools to stimulate a sputtering economy. Such a shift isn’t without implications, but average investors aren’t likely to…

Investing: Behavioral

How to Protect Yourself Against Investor Securities Fraud

Securities fraud is alive and well – and will stay that way as long as people are desperate for higher returns. But there are plenty of avenues out there for investors interested in protecting themselves from scam artists.

November 14, 2016
4 mins Read

Fundamentals: Bonds

What is a Callable Bond?

Callable bonds give the issuer the chance to redeem bond issues early. In return, the buyer gets a bond with a higher coupon rate and likely a higher price upon…

November 7, 2016
2 mins Read

Fundamentals: Bonds

What is a Covered Bond?

Covered bonds are typically backed by pools of residential mortgages. They’ve become increasingly popular owing to their high level of safety and credit ratings. Covered bonds are a relatively new…