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A credit analyst analyzes bonds and bond issuers and makes recommendations. It’s a job that requires understanding and categorizing massive amounts of information, as well as independent thinking. HMW: I…

Financial analysts look at data and make recommendations. If the person is a credit analyst, she will analyze bonds and bond issuers. It’s a job that requires a lot of digging, reading — and some good judgment.

When companies need to borrow money, they can borrow from the bank or issue bonds. Big corporations will often do both. If the bank lends the money and then sells…