Archives

Personal Finance: Housing

Incentives for First-time Home Buyers

The government of Canada offers a shared-equity incentive that makes buying your first home more affordable. The First Time Home Buyer Incentive allows you to borrow 5 or 10% of the purchase price of your home to put towards a down payment.

June 14, 2022
5 mins Read

Fundamentals: Bonds

Q&A with Brian Carney: Managing Duration

We speak with professional fixed income manager Brian Carney to learn how he and the team at Canso approach duration in their bond portfolios.

Fundamentals: Bonds

Why Duration is Crucial as Interest Rates Rise

You know duration is important, but let’s look at why it’s so crucial when interest rates rise.

June 10, 2022
4 mins Read

Fundamentals: Bonds

What is duration and how does it affect bond prices?

There are multiple duration metrics. Learn the difference between Macaulay duration and modified duration and what each can tell you about your fixed income investments.

June 8, 2022
2 mins Read

Personal Finance: Housing

How Down Payments Affect How Much Interest You Will Pay

You can significantly reduce your mortgage payments, and how much interest you’ll owe, by making a larger down payment. On a $500k property, a 15% down payment can save you $28k in interest alone, when compared to a 5% down payment.

June 3, 2022
2 mins Read

Personal Finance: Housing

Buying a Home? Let’s Talk Down Payments

Between government requirements, how much is in your savings, and mortgage insurance, there are many things to consider before making a down payment. Before spending all your savings, walk through the math with this simple guide.