Archives

Personal Finance: Savings

Investing At Different Wealth Levels

Unless you’re really sophisticated financially, you may not really know exactly where you fall in the overall wealth spectrum, and that can make finding the right money manager hard to do. Here’s what the experts have to say about how prospective clients stack up.

October 13, 2015
4 mins Read

Personal Finance: Savings

What Is a GIC?

Guaranteed Investment Certificates offer safety. But you will pay for that safety and generally have to leave the money ‘locked up.’

October 9, 2015
3 mins Read

Personal Finance: Savings

What’s the Canada Pension Plan (CPP)?

While most Canadians will receive benefits from the Canada Pension Plan, a broader approach to investment is needed to ensure a comfortable retirement, especially for those who fall outside the umbrella of defined benefit plans.

September 25, 2015
3 mins Read

Personal Finance: Estate

Why Seniors Need a Different Investment Mix

Investors moving into the retirement years will want to carefully examine the asset mix in their portfolios. Fact is, the time horizon for recovering from mistakes is much diminished. But there are often different taxation issues as well.

September 11, 2015
4 mins Read

Personal Finance: Estate

Making a Will: an Essential Aspect of Estate Planning

People can come up with scores of reasons to delay doing up that essential bit of estate planning – a will. They may also think their affairs are really simple. But they’re likely not. And if you die without a will, you will have created a great amount of difficulty for those you leave behind.

September 11, 2015
3 mins Read

Fundamentals: Bonds

What is a bond index?

A bond index is made up of selected bonds, and used to measure the value of a part of the bond market. While it can be useful tool to gauge the value of specific investments, a bond market index isn’t without its pitfalls, and should be used judiciously.