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Financial analysts look at data and make recommendations. If the person is a credit analyst, she will analyze bonds and bond issuers. It’s a job that requires a lot of digging, reading — and some good judgment.

When companies need to borrow money, they can borrow from the bank or issue bonds. Big corporations will often do both. If the bank lends the money and then sells…

When companies need to borrow money, they can borrow from the bank or issue bonds. If the bank lends them money, the bank can then sell some of its exposure…

Some investors are comfortable going it alone in choosing the right financial products that hopefully will lead to a comfortable retirement. Many others want the professional knowledge and feedback from…